Wondering whether AU Bank Zenith Credit Card is worth it or not? Then my friend we have in this article answered your question. Hereunder is the review of the AU Bank Zenith Credit Card covering every aspect be it fees, features, and benefits. We hope that by now you have already figured out your needs and spending habits, check whether the features and benefits of this credit card complement them or not, if they do then you can proceed on to applying for it. Without any further ado, keep reading to kick start your research.
Let’s read about AU Bank Zenith Credit Card
Fees and Charges: You can get this credit card at Rs. 7,999 plus applicable taxes. However, if you spend Rs. 1.5 lakhs within 90 days of credit card issuance the joining fee will be waived off and if you spend Rs. 5 lakhs or more in the preceding year then your renewal fee will be waived off. With this credit card, you get to enjoy low-interest charges of 1.99% per month and a low foreign currency markup fee of 1.99% as well.
Welcome Benefits: Onboarding this credit card membership, you get welcome vouchers worth Rs. 1,000 on the first POS transaction, Zomato Pro membership on 5 successful transactions, and 10,000 bonus reward points on spending Rs. 1 lakhs within the 60 days of card issuance.
Reward Points: The credit cardholder earns 20 reward points on every Rs. 100 spent on dining, and 10 reward points on international transactions, groceries, and departmental store purchases. On all other spend categories, you get 5 reward points excluding fuel transactions.
Travel Benefits: You get 4 complimentary domestic lounge access per quarter with the Visa domestic lounge program and 2 complimentary International lounge access per quarter with the Priority Pass membership.
Movie & Dining Benefits: Speaking of entertainment benefits, you certainly get dining benefits as you get to earn 20 reward points on this category’s spending. While there are no benefits on movies with this credit card.
Other Benefits: Apart from the above-mentioned benefits you also get some other benefits like comprehensive insurance covers, a 1% fuel surcharge waiver at all fuel stations across India, complimentary add-on credit cards, and many more.
Bottom Line:
To summarise, AU Bank Zenith Credit Card is worth going for those who are looking for a premium credit card and have more international transactions than domestic ones, as you can earn reward points on it as well as there is a low foreign currency markup fee. The key highlight of this credit card is the low-interest rates and a low foreign markup fee. We hope that you have got all your answers, if you have any queries then do share in the comment box, we will surely address them as soon as possible.
Additional Reading: How to choose a credit card for the first time?