Searching for good credit cards to have in 2024? You’re at the right place. Discover some of the best credit cards that provide business-class tickets, cashback, lounge access, and complimentary hotel stays. In this article, we have short-listed 5 best credit cards in India across various banks based on various user segments.
5 Good Credit Cards to Have in 2024
1.American Express Membership Rewards Credit Card
American Express Membership Rewards Credit Card is perfect for those who want to earn rewards quickly. This card gives 5% reward points on spending at participating merchants, including dining, shopping, and travel. You also get 1 reward point for every Rs. 50 spent on other categories. The card also comes with a welcome benefit of 4,000 Bonus Membership reward points.
2.SBI Cashback Credit Card
The SBI Cashback Credit Card is ideal for those who want to earn cashback on their purchases. This card gives 5% cashback on all online spends and 1% cashback on other offline categories. It also provide a fuel surcharge waiver of 1% on transactions between Rs. 500 and Rs. 3,000.
3.IDFC FIRST Wealth Credit Card
The IDFC FIRST Wealth Credit Card is perfect for those who want to earn rewards on their daily expenses. This card gives 2.5% reward points on all spends, including fuel, dining, and shopping. Also, get a gift voucher worth Rs. 500 from popular brands as a welcome benefit and 4 complimentary international and domestic airport lounge access every year.
4.HDFC Marriott Credit Card
The HDFC Marriott Credit Card is ideal for those who love to travel and stay in luxury hotels. This card gives 8 Marriott Bonvoy points for every Rs. 150 spent on Marriott hotels, 4 Marriott Bonvoy points for every Rs. 150 spent on travel, dining, and entertainment, 4 Marriott Bonvoy points for every Rs. 150 spent on other categories. You also get a welcome benefit of 1 Free Night Award for 1 year at hotels participating in the Marriott Bonvoy program
5.Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is perfect for those who want to earn rewards on their international spends. This card gives 2-4% cashback on both international and domestic spends, depending on the category. You also get a welcome gift of 5,000 Edge Miles points on successfully completing first transaction within 30 days.
Why You Should Get One of These Cards?
- There are several reasons why you should get one of these credit cards. You can get rewards or cashback on your purchases, which you can use to pay off your bills or buy something you’ve been eyeing for a while.
- Can get access to extra exclusive perks, such as complimentary airport lounge access, hotel stays, and fuel surcharge waivers.
- You can build your credit score, which is crucial for getting a loan or a mortgage in the future.
Upgrade Your Credit Card Game with These Top Picks
If you’re still using a basic credit card, it’s time to upgrade your game with one of these top picks. Explore the benefits of these good credit cards to have, offering a range of rewards that can help you in saving money and build wealth over time. Whether you’re a regular traveller or a savvy shopper, there’s a credit card for you.
Conclusion
Secure your financial future with these highly recommended good credit cards to have in 2024. With a good credit card you can make a huge difference in building wealth and financial freedom.
By choosing one of these top picks, you can earn rewards, access exclusive perks, and build your credit score. Make sure to read the terms and conditions of the card carefully before applying for a it and use responsibly to avoid debt and financial troubles.