5 Benefits of having IDFC First bank credit card

Confused about whether to take an IDFC First Bank credit card or not? Currently, there are 4 credit cards issued by the IDFC First Bank. Hereunder are the 5 benefits of having an IDFC First Bank Credit Card that you must know. You can also compare the credit cards on the basis of the below-given points in order to find the right credit card for yourself. Firstly you need to identify your needs and spending habits so that it can help you with choosing the right credit card. Keep reading to kick start your research. 

IDFC First bank credit card

Fees and other charges: All the credit cards by IDFC First Bank are lifetime free credit cards, which means there is no joining and renewal membership fee. Moreover, with these credit cards, you get to enjoy a low-interest charge between 0.75% to 2.99% per month, and a low foreign currency markup fee on IDFC First Select credit card and IDFC First Wealth Credit Card. 

Welcome benefits: With the IDFC First Bank credit cards you get to enjoy welcome benefits such as welcome gift vouchers worth Rs. 500 and a 5% cashback on EMI transactions. These offers can be conditional offers as well which you can avail of only after spending a certain amount.

Rewards: The rewards program of the IDFC’s first credit card is quite fascinating as you get to earn accelerated reward points on specified categories every time you shop with the IDFC First credit card. You get 1 reward point on every Rs. 100 spent using the credit card. You can redeem the accumulated reward points easily from the Poshvine reward portal. 1 reward point is equivalent to Rs. 0.25 for redemption for all IDFC First credit cards. 

Travel benefits: With all four credit cards you get 4 complimentary railway lounge access every quarter. You also get 4 complimentary domestic airport lounge access every quarter only on two credit cards namely IDFC First Select credit card and IDFC First Wealth Credit Card. These are the travel benefits that you get with the IDFC First credit cards. 

Movie & Dining Benefits: You get exclusive offers and discounts on movies and dining with these credit cards. Offers like buy one get one or 25% off on movie booking from BookMyShow and 20% off on dining bills at selected partner restaurants.

Bottom Line:

To conclude, no doubt that you get fantastic benefits and features with the IDFC First Bank credit cards. Apart from the above mentioned benefits you also get to enjoy some other benefits like insurance benefits, add-on credit cards, etc. You will not be disappointed on taking an IDFC First credit card. 

Additional Reading: Your Guide To Use Credit Card Reward Points

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