Bank of Baroda Eterna credit card review

Looking for a Bank of Baroda credit card that is best suited for shopping and traveling? Then you have reached the right page, we have reviewed the Bank of Baroda Eterna Credit Card in this article. This is a premium credit card and you get decent reward points and unlimited complimentary domestic lounge access with this credit card.

Bank of Baroda

For the more detailed review of the Bank of Baroda Eterna Credit Card keep reading below.


Fees and Charges: You can avail of this credit card at Rs. 2,499 plus applicable taxes. However, if you were able to spend Rs. 25,000 within 60 days of credit card issuance then the joining fee will be waived off and if you were able to spend Rs. 2.5 lakhs or more in the previous year then your renewal fee will be waived off. With this credit card, a low foreign currency markup fee of 2% as well. 

Welcome Benefits: The credit cardholder gets 6 months’ FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points as welcome benefits with this credit card.   

Reward Points: You can earn 15 reward points on every Rs. 100 spent on online shopping, travel, movie, and dining categories, and 3 reward points all other categories with this credit card.

Travel Benefits: You get unlimited complimentary domestic lounge access under the MasterCard India lounge program under the travel benefits.

Golf Benefits: You can also enjoy4 complimentary rounds of golf with a green fee waived annually, 12 complimentary golf lessons a year, and an additional benefit of 50% off on the green fee after the complimentary sessions. 

Movie & Dining Benefits: Coming on to the entertainment benefits you get Buy One Get One offer on movie purchases through Paytm App and 250 plus culinary deals under the MasterCard Priceless Specials. Moreover, you get to earn accelerated reward points on dining spending as well. 

Other Benefits: You also get some other benefits apart from the above-mentioned benefits such as comprehensive insurance covers, and a 1% fuel surcharge waiver on fuel transactions between Rs. 400 – Rs. 5,000 at all fuel stations across India, complimentary add-on credit cards, and many more. 

Bottom Line:

In Conclusion, you won’t be disappointed in taking this credit card. The key highlight of this credit card is the unlimited domestic lounge access and a low foreign markup fee of 2% on this credit card. Before you avail of this credit card, you must check whether it matches your spending pattern or not, you will not want to put yourself at the risk of losing the benefits that this credit card provides.

Additional Reading: What are the requirements for getting your first credit card?

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