How to Link ICICI Credit Card to Bank Account?

Whether you’re having saving account or a current account, linking your ICICI Bank credit card to your back account is a process that ensures convenient management of your finances. In this article, we will guide how you can link your ICICI Bank credit card through your bank account in simple and easy steps, providing valuable tips for a smooth and efficient experience.

ICICI Credit Card

Benefits of Linking ICICI Credit Card to your Bank Account:

Linking your ICICI credit card to your bank account offers numerous benefits. By enabling automatic payments, you can ensure that your credit score is maintained and late penalties are avoided by paying your credit card bills on time. It also facilitates better money management and tracking of your expenditures.

Read More: Ways To Maximise The Benefits Of Your Credit Card

Process to Link ICICI Credit Card to Bank Account:

Login to ICICI Internet Banking:

To get started, visit the ICICI Bank website and log into your online banking account. If you haven’t done it already, you should quickly sign up for internet banking on the same website.

Proceed to Credit Card Section: After logging in, just choose the Credit Card section. For your convenience, you can usually find this under the ‘Cards’ or Services menu.

Select ‘Link Your Credit Card’: Look for the option that says ‘Link Your Credit Card’ or a similar phrase. A simple click on it initiates the linking process, guiding you through effortlessly.

Submit Credit Card Details: Entering your credit card details is an important step. This contains the expiration date, CVV, and card number. Before proceeding to the next step, ensure that you have provided correct and original information.

Verify One-Time Password (OTP): For security purpose, they will send you a password on your registered mobile number as an added measure of security. To verify, you simply need to enter this password and your verification will be done.

Choose Bank Account: Select the bank account of your choice for the seamless linkage with your ICICI credit card. This is the account from which your credit card payments will be debited efficiently.

Confirmation: Upon successfully completing the above steps, expect a confirmation message reassuring you that your credit card is now seamlessly linked to your chosen bank account.

Link Credit Card with ICICI Bank iMobile Pay app

You can also link your ICICI bank credit card to the iMobile app as well. To do this, you can simply download this app. Further, follow these steps to link your credit card to iMobile app.

  • Download the iMoblile app from Playstore or App Store.
  • Simply Login or Signup to the iMobile app.
  • Go to the Credit card section.
  • Select the option of ‘Request’ and then click on the ‘Link Credit Card’ option.
  • Then just follow the instructions to link your credit card.


It’s simple to link your bank account to your ICICI credit card, which may make maintaining your finances much easier. You can guarantee a positive experience and take advantage of automated credit card payments by following to these guidelines and recommendations.

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